Skip to Main Content Skip to Site Map
Credit Card Login     Apply for a Loan     ATM Locations     Shared Branch Locations     Financial Calculators     For Sale    
Nashville Post Office Credit Union

Established in 1925!

Home Membership Savings & Checking Loans News About Us Info Desk Events
Home Icon
Membership
Who Can Join? Family Membership Request Application Forms and Disclosures Privacy Notice
Savings & Checking
Savings Accounts Checking Accounts Certificates and IRAs Deposit Rates Certificate/IRA Rates
Loans
Consumer Loans Mortgage Loans Visa Credit Card Loan Specials Message Pay Loan Rates
News
News Courier Newsletter Consumer Security Information
About Us
Contact Information Holiday Closings NPOCU History Directions to NPOCU Job Openings
Info Desk
Account Access NPOCU Services Insurance Services Zelle®
Events

Deposit Rates


NCUA

As of January 1, 2025

Account Type Minimum Balance to Open Minimum to Earn Dividends Dividend Rate Annual Percentage Yield (APY)
Share Accounts
Regular $25.00 $25.00 .05 .05
Christmas None None .10 .10
Vacation $25.00 $25.00 .10 .10
Share IRA None None .25 .25
Share Draft Accounts
Express None None No Dividend
First Class $400.00* None .01 .01
Priority $5000.00 None .01 .01
Money Markets
$0 - $2,499 None None No Dividend
$2,500 - $49,999 $2,500 $2,500 1.25% 1.25%
$50,000 - $99,999 $50,000 $50,000 1.50% 1.50%
$100,000 and up $100,000 $100,000 1.75% 1.75%


* Minimum balance must be maintained to avoid a monthly service charge of $5.00.

Priority Checking, the $5000.00 balance may be in a share or certificate account.

All share and share draft accounts are variable rate accounts and the rate may change after the account is opened. Fees or other conditions will reduce the earnings on the account.

For more information on any of our accounts please contact our member service department at (615) 871-4221 or 1-800-298-8878
.

Certificate and IRA Rates


As of September 1, 2024

Account Type Minimum Balance Dividend Rate Annual Percentage Yield (APY)
Share Certificates
3 Months $2000.00 0.10 0.10
6 Months $2000.00 0.65 0.65
12 Months $2000.00 2.00 2.00
18 Months $2000.00 2.05 2.05
24 Months $2000.00 2.10 2.10
30 Months $2000.00 2.15 2.15
Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
IRAs (Traditional, Roth & Coverdell ESA)
12 Months $2000.00 2.00 2.00
18 Months $2000.00 2.05 2.05
24 Months $2000.00 2.10 2.10
30 Months $2000.00 2.15 2.15
Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
Special Share Certificates
6 Months $500.00 0.05 0.05
12 Months $500.00 0.10 0.10
Penalty for early withdrawal may apply except when changing to a regular certificate. No additional deposits allowed until end of term.
Jumbo Certificates
Jumbo Certificates available at negotiable rates. Contact Member Service at (615) 871-4221 for more information.


Dividends are earned from the day of deposit to day of withdrawal and compounded monthly. Withdrawal of dividends prior to maturity will reduce earnings. For more information on any of our accounts please contact our Member Service department at (615) 871-4221 or 1-800-298-8878.
More Savings and Checking...... Savings Accounts Checking Accounts Certificates and IRAs

Deposit Rates

Certificate/IRA Rates



REQUEST
MEMBERSHIP
INFORMATION
MAKE
PAYMENT
COURIER
NEWSLETTER

Top



Contact Us

Mailing Address
Nashville Post Office Credit Union
P.O. Box 291233
Nashville, TN 37229

Street Address
10 Rachel Drive
Nashville, TN 37214

(615) 871-4221
(800) 298-8878
Fax: (615) 871-7209
24-hr Audio Response:
1-800-789-4382

Facebook Icon  Follow us on Facebook
Instagram Icon  Follow us on Instagram

Routing Number: 264080866

CU NMLS# 417126

NPOCU Logo


©Copyright 2025
Nashville Post Office Credit Union.
All rights reserved.

View our:
Privacy Policy
Website Disclosure
Website Accessibility Disclosure
Sitemap

This site created and maintained by: VolCorp Design


NCUA
Federally insured to at least $250,000 by the National Credit Union Administration.

Equal Housing Opportunity
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Lost or Stolen Visa:
Visa Debit Card: 1-800-472-3272
Visa Credit Card: 1-800-808-7230

To activate debit card or change the pin: 1-800-992-3808