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Nashville Post Office Credit Union

Established in 1925!

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Consumer Loan Rates


Equal Housing Opportunity       NCUA

As of January 1, 2025

Loan Type Maximum Term A.P.R.*
New Auto



Used Auto		 60 Months
72 Months
84 Months**

60 Months
72 Months		 5.50% to 17.50%
6.00% to 18.00%
6.50% to 18.00%

6.00% to 18.00%
6.50% to 18.00%
Motorcycle 60 Months
72 Months		 7.00% to 18.00%
7.50% to 18.00%
Other Secured *** 72 Months
84 Months
96 Months
108 Months
120 Months		 8.75% to 18.00%
9.25% to 18.00%
9.75% to 18.00%
10.25% to 18.00%
10.75% to 18.00%
Signature
Line of Credit		 72 Months
72 Months		 13.00% to 18.00%
14.00% to 18.00%
Share or Certificate Secured 2.00% above rate on deposit account
VISA PLATINUM:
No Annual Fee – 25 day grace period
11.00% to 18.00%
SECURED VISA PLATINUM:
No Annual Fee – 25 day grace period
6.99%
Mortgage Loans
NPOCU offers several types of Mortgage Loans- First Mortgages, Home Equity Loans and refinancing of current Mortgage Loans. Please contact the Mortgage Department for current rates or questions.


* A.P.R. is the Annual Percentage Rate
** The 84-month term is for new vehicles only.
*** This category includes watercraft, recreational vehicles, motor homes, lawnmowers, and tractors.

All rates are subject to change. The loan rate you receive may vary from the quoted rate due to your credit history. Terms may vary.

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Contact Us

Mailing Address
Nashville Post Office Credit Union
P.O. Box 291233
Nashville, TN 37229

Street Address
10 Rachel Drive
Nashville, TN 37214

(615) 871-4221
Fax: (615) 871-7209
24-hr Audio Response:
1-800-789-4382

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Routing Number: 264080866

CU NMLS# 417126

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Nashville Post Office Credit Union.
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NCUA
Federally insured to at least $250,000 by the National Credit Union Administration.

Equal Housing Opportunity
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Lost or Stolen Visa:
Visa Debit Card: 1-800-472-3272
Visa Credit Card: 1-800-808-7230

To activate debit card or change the pin: 1-800-992-3808