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Established in 1925!
Consumer Loan Rates
As of September 1, 2023
| Loan Type | Maximum Term | A.P.R.* |
|---|---|---|
| New Auto Used Auto |
60 Months 72 Months 84 Months** 60 Months 72 Months |
6.00% to 18.00% 6.50% to 18.00% 7.00% to 18.00% 6.50% to 18.00% 7.00% to 18.00% |
| Motorcycle | 60 Months 72 Months |
7.50% to 18.00% 8.00% to 18.00% |
| Other Secured *** | 72 Months 84 Months 96 Months 108 Months 120 Months |
8.25% to 18.00% 8.75% to 18.00% 9.25% to 18.00% 9.75% to 18.00% 10.25% to 18.00% |
| Signature Line of Credit |
72 Months 72 Months |
12.50% to 18.00% 13.50% to 18.00% |
| Share or Certificate Secured | 2.00% above rate on deposit account | |
| VISA PLATINUM: No Annual Fee – 25 day grace period |
11.00% to 18.00% |
|
| SECURED VISA PLATINUM: No Annual Fee – 25 day grace period |
6.99% |
|
|
Mortgage Loans NPOCU offers several types of Mortgage Loans- First Mortgages, Home Equity Loans and refinancing of current Mortgage Loans. Please contact the Mortgage Department for current rates or questions. |
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* A.P.R. is the Annual Percentage Rate
** The 84-month term is for new vehicles only.
*** This category includes watercraft, recreational vehicles, motor homes, lawnmowers, and tractors.
All rates are subject to change. The loan rate you receive may vary from the quoted rate due to your credit history. Terms may vary.
Nashville Post Office Credit Union.
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