Member Privacy Policy Statement
Our Credit Union is committed to protecting the privacy of each member’s financial records consistent
with state and federal laws. Protecting personal information and using it in a manner consistent with
your expectations is a top priority for our staff and our volunteers. We will take prudent and
reasonable measures to safeguard the accuracy and privacy of all members’ information including
information used while conducting business via the internet, ATM networks, wire services, telephone,
U.S. mail, interoffice and other means of communication.
Our bylaws and personnel policy require our staff and volunteers to hold in confidence all transactions
of this credit union with its members and all information respecting their personal affairs. Exceptions
may be made only in connection with the making of loans, the collection of loans and the guaranteeing of
member share drafts. We also participate with credit reporting agencies to facilitate making member
loans and guaranteeing member share drafts. The information Nashville Post Office Credit Union provides
to credit reporting agencies is protected by federal law, and its use is strictly governed by the Fair
Credit Reporting Act.
As a member of Nashville Post Office Credit Union, members also have a responsibility to safeguard their
financial information. To ensure that members can rely upon the quality of products and services we make
available, the credit union has adopted the following Privacy Policy.
Gathering Personal Information:
We will collect only the personal information necessary to conduct our business.
Our Security Controls:
We will maintain the necessary security controls to ensure that members’ personal and
computer information in our files is protected.
Your Personal Information:
You will have the opportunity to review and make any necessary changes to ensure that
our records and complete and accurate.
Information Sharing:
We will only share information when required to do so by the government or when we partner with
other businesses to offer a product or service we cannot otherwise offer to you ourselves.
Partnering with Businesses:
Nashville Post Office Credit Union will only partner with businesses that follow strict
confidentiality requirements. The businesses we use will offer products designed to
enhance your economic well-being. Under no circumstances will we authorize these firms to change
your account without your expressed consent, nor will we sell your
information to third parties or telemarketing firms.
Your Choice of Shared Information:
By being true to the credit union concept, any member of our credit union may elect to
keep information from being shared with our business partners. We will inform you
on how to exercise this choice and we will take all reasonable steps to make sure your
requests are followed. At least once a year, we will remind all of our members of their
right to choose.
Protect Yourself Against Online Fraud With Verified By Visa
All members of the credit union who have one of our Visa credit or debit cards can now sign up with Verified by Visa
to protect against online fraud. Verified by Visa is a new service that protects the Visa credit card that
you already have. So once you activate Verified by Visa:
1. |
At participating online stores, your card will be automatically recognized as protected by Verified by Visa. |
2. |
Your password will be verified. |
3. |
The transaction will be completed as usual. |
With Verified by Visa, you can use your card to shop with added safety from any computer that has Internet access.
Create your own password today at www.visa.com/verified
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©Copyright 2011 Nashville Post Office Credit Union
All Rights Reserved.
Your Savings federally insured to at least $250,000
and
backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.
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