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Loan Specials
Save Money with Great Auto Rates!
Now is the time to take advantage of our great auto rates and get a loan as low as 1.99% A.P.R.*. Not only are our rates low, you can also take advantage of our Auto Special* and purchase a Used Car at the New Car Rate. You can also refinance your car from another financial institution and save money with these low rates! We also have a new 84-month term for those that qualify. Apply online for a loan and start saving today!
*A.P.R. – Annual percentage rate. Rates are Risk-Based and may vary due to creditworthiness. The 84-month term is for those that qualify with a new auto loan for a minimum loan value of $30,000.00 or more.
Shopping for a great loan? Take advantage of our Line of Credit Loan!
Do you need help with expenses? Whether you need help with bills, money for a vacation, college tuition, or other expenses a Line of Credit Loan can help. You can get a Line of Credit Loan as low as 8.00% A.P.R.* You can request a loan for as little as $1,000 or as much as $17,000*. The term is based on the amount borrowed. You may request a loan advance in person, by phone, home banking, or mobile banking. You may also setup your Line of Credit Loan to automatically cover overdrafts in your checking account. A Line of Credit Loan is a multipurpose loan that just makes life a little easier. Apply online today!*A.P.R. = Annual Percentage Rate. Rate is based on creditworthiness and may vary from rate stated. Loan term will be based on amount borrowed. A member’s total amount of unsecured loans cannot exceed $17,000.00. Other restrictions may apply.
Find the Value in Your Home, Get a Home Equity Loan Today!
Get rates as low as 4.00% A.P.R.* Plus we are waiving the Appraisal Fee and the Processing Fee on every new Home Equity Line of Credit Loan.
Loan Benefits
- Apply Online
- Convenient Payment Options
- 10-year Term with 5-year draw
- Fixed Rate
Fees: A 1% origination fee will apply to all new Home Equity Loans. Other fees may apply, for example: flood determination fee and lien recording fee. A.P.R. – Annual percentage rate. Rates are Risk-Based and may vary due to creditworthiness. Other restrictions may apply.
Take Advantage of Our Skip-A-Payment Program!
As a valued member of Nashville Post Office Credit Union, you may choose to skip a payment on your NPOCU loan(s). (Real Estate loans and Visa Credit Cards are excluded from this offer). If you have more than one loan, you can skip a payment for each loan. You can skip a loan payment for one month during the year. The payment skipped will consist of (1) monthly payment or (2) bi-weekly payments. If your payment is made through Payroll Deduction or Direct Deposit, your payment will be deposited into your primary Share / Share Draft account at NPOCU.There is a $25.00 processing fee per loan to take advantage of this program. The fee may be taken from your Shares, Share Draft, or you can mail us a check for the fee. The Skip-A-Payment coupon must be received at credit union three days prior to the due date of the loan payment you wish to skip. The loan must be current prior to requesting the skip. Other restrictions may apply. Call our Loan Department for more information.
Skip-A-Payment Form
Loans Offered
Nashville Post Office Credit Union offers a variety of loans for our members’ various needs. We offer competitive rates on all of our loans. You can apply for all loans except first mortgage and land loans online. You can sign your loan papers through our Electronic Signature product. Thus, you can do most loans start to finish without having to come into the branch making it convenient for our members. The loans we offer are- Auto Loans
- Platinum Credit Card
- Lawnmowers/Tractors Loans
- Motorcycle Loans
- Personal Loans
- Recreational Vehicle Loans
- Watercraft Loans
- 1st Mortgage
- Home Equity
- Land Loans
Nashville Post Office Credit Union.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.