Consumer Security Information
Article of the month Helpful Websites
The best tool against fraud is knowledge!
We have dedicated this page as an educational page about fraud, identity theft prevention, and security tips to help our members. We also have a variety of brochures available at the credit union office on these subjects.
Article of the month:
Don’t Fall for a Debt Relief Scam
Would you like for all your debt to be forgiven? Of course you would but more than likely it is a scam. I recently received a phone call stating that I had been select for a debt relief program for credit cards. All I needed to do was to verify my personal information and credit card information. I just hung the phone up. When you get an unsolicited call or email about debt relief or credit repair it is a scam. The scammers are preying on consumers situations and fear. With all the fear about COVID and economy people are concerned about money. When you get a call from someone promising to lower your monthly payments or “forgive” your debt it sounds good. The Federal Trade Commission (FTC) warns some of these companies say they will help you with your debt for a “small fee” upfront. Just be aware. You can always call your financial institution directly and ask for help with your debt. Visit the FTC website at www.ftc.gov
for more information about common scams.
Helpful Consumer Websites
- www.annualcreditreport.com - The only official government website where consumers can get their credit reports free on an annual basis.
- www.ftc.gov - Provides consumer advice on a variety of topics including identity theft, online security, the do not call list, and much more. Also, accepts complaints on unfair business practices.
- www.stopthinkconnect.org - Provides advice about online security.
- www.onguardonline.gov - OnGuardOnline.gov is the federal government’s website to help you be safe, secure and responsible online.