Privacy Notice

What Does Nashville Post Office Credit Union Do With Your Personal Information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Name, address, Social Security Number, and income
• Account balances and payment history
• Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Nashville Post Office Credit Union chooses to share; and whether you can limit this sharing.

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Reasons We Can Share Your Personal Information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.

• Does Nashville Post Office Credit Union share? Yes
• Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you.

• Does Nashville Post Office Credit Union share? Yes
• Can you limit this sharing? No

For joint marketing with other financial companies.

• Does Nashville Post Office Credit Union share? Yes
• Can you limit this sharing? No

For our affiliates’ everyday business purposes – information about your transactions and experiences.

• Does Nashville Post Office Credit Union share? No
• Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes – information about your creditworthiness.

• Does Nashville Post Office Credit Union share? No
• Can you limit this sharing? We don’t share

For our affiliates to market to you.

• Does Nashville Post Office Credit Union share? No
• Can you limit this sharing? We don’t share

For nonaffiliates to market to you.

• Does Nashville Post Office Credit Union share? No
• Can you limit this sharing? We don’t share

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How Does Nashville Post Office Credit Union Protect My Personal Information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. These measures include computer safeguards, secure files and buildings, procedural safeguards, and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services, and technology.

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How Does Nashville Post Office Credit Union Collect My Personal Information?

We collect your personal information, for example, when you

• start an account
• apply for loan
• use your credit or debit card
• pay your bills
• make deposits to or withdrawals from the accounts you have with us

We also collect your personal information from others, such as credit bureaus or other companies.

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Why Can’t I Limit All Sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

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Definitions

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Nashville Post Office Credit Union has no affiliates.

Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nashville Post Office Credit Union does not share with non-affiliates so that they can market to you

Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  Our marketing partners include:

• Investment companies
• Insurance companies
• Other financial service providers

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Questions?

Call toll-free (615) 871-4221

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